Spend more in retirement - with confidence

Our research-backed tools show how much you can safely spend.

Create Your Free Plan

Your Best Retirement Is Within Reach.

Most retirees worry about how much they can safely spend
With The Best Third, you can confidently plan your retirement income using a strategy proven to allow for more spending.
Our app provides personalized insights based on your specific financial situation, ensuring you can enjoy a secure and comfortable retirement.

Unsure of How Much to Spend During Retirement?

Figure Out Your Future
Withdraw with Confidence with personalized plans.

Create a custom retirement plan with flexible timelines and individualized income targets.

Simple strategy backed by peer-reviewed research.

Inflation-protected Treasury bonds (TIPS) plus market investments for growth.

Spend more without the risk of running out.

Secure your essentials with inflation-protected bonds, then invest remaining assets for greater spending.

Created by a PhD financial expert for your peace of mind.

Built on actuarial science and tested against historical market scenarios for maximum reliability.

Create Your Plan in 4 Easy Steps

Create Your Free Account
Describe Your Situation
Get Your Personalized Plan
Start Spending Confidently
Start Now

Retirement Planning Made Simple

Everything you need to build a secure financial future in one place
Inflation Protected
U.S. Treasuries
Tax Smart
Longevity Protected
Market Upside
Beats the “4% Rule”
Your Personalized Plan

Our Stories of Financial Achievement

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Our Clients' Results Speak for Themselves

Usu no voluptaria omittantur persequeris, quaeque vituperata, ferri possit.
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