For Advisors

Better retirement outcomes, backed by research

Help clients reduce risk, spend more, and never run out of money. All within a fee-only, tax-aware, and statistically proven framework.

Try it Free

An Evidence-based Strategy Clients Understand

Intuitive Cashflow

Salary + Bonus, in retirement

Most clients retiring today are used to a steady salary and variable bonus. The Best Third applies that familiar structure to retirement income. Secure clients' Required Base Income with inflation protection, then maximize their Potential Variable Income with stock market participation

Rigorously Validated

The modern approach to retirement income

The peer-reviewed research behind The Best Third builds on the work of Sharpe, and Waring and Siegel. The strategy is shown to provide higher and more flexible lifetime income, with lower shortfall risk than so-called "safe" constant withdrawal rates or common "guardrail" rules.

Real Data, Not Randomness

Markets aren’t hypothetical, and neither are your clients’ lives

The future is more likely to resemble a combination of real world experiences than random simulations based on speculative assumptions. The Best Third tests every plan against 150 years of market scenarios, including the Great Depression, dot-com bust, and the 2008 financial crisis – human events clients can relate to.

Fiduciary

Transparent and client-focused

This isn’t an investment product. It's also not a risk score, model portfolio, or black box. The Best Third is a transparent framework for you to use in advising your clients, based on the cutting edge of rigorous academic research in the field of retirement income planning.

Want to be connected with retirees seeking professional guidance using The Best Third methdology? Sign-up for the free advisor trial, and be among the first to learn more about this future opportunity.

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